Health insurance takes care of your medical expenses and ensures that out-of-pocket expenses are curtailed up to the Sum insured.A health insurance policy ensures that you can avail cashless treatment at a network hospital, typically covering 30 days and 60 days pre and post hospitalization, respectively, in most of the Health Insurance plans.
One can also invest on one of the popular senior citizen health insurance policies and ensure comprehensive security for their elderly parents or secure their old age that often brings along several ailments that require expensive medical treatment
Health Insurance plans have enhanced offerings to cover a wide spectrum of requirements, like a family health plan offers complete cover to all members of a family under a single umbrella.
Medical Bills: Coverage against medicinal expenses incurred, including pre and post hospitalization
Pre-existing Diseases: Coverage for any pre-existing disease is provided to you after a certain waiting period.
Claim Reimbursement: Coverage for expenses incurred for hospitalization due to a medical
Other Benefits: As an innovative feature, OPD expenses are now covered under few Insurer plans and don’t require hospitalization for minimum 24 hours for claim reimbursement. Standalone OPD plans are also available in the market.
The cost of healthcare in India is sky-rocketing. But we don’t need to tell you that. If you have visited a hospital recently, you will know how the cost of even a simple procedure can cost you a bomb. Therefore, to avail the best medical treatment without making a hole in your pocket, a health insurance policy becomes no less than a necessity.
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